Discover What We Do Differently
While we focus on portfolio creation and portfolio management we – and our extended team of specialist financial, tax, and wealth advisors operating within CIBC Wood Gundy – are equipped to advise you about a wide range of other important issues, including:
- Financial Planning
- Insurance Strategy
- Legacy Creation
- Tax Minimization
- Will, Estate & Retirement Planning
- Inter-Generational Wealth Transfer
We believe that all these issues are connected. No comprehensive total wealth management strategy can afford to ignore them.
Our Four-Part Investment Process
While not a necessary part of the advisory process for all our clients, those who prefer us to make day-to-day investment decisions on their behalf (see Discretionary Portfolio Management below) help us to develop a personal Investment Policy Statement (IPS).
Carefully designed to establish the guidelines supporting their individual investment strategy, an IPS provides a framework for disciplined decision making – helping our clients avoid emotional reactions to short-term market volatility.
1. Develop a formal Investment Policy Statement.
2. Determine your asset allocation (cash, bonds, stocks).
3. Portfolio construction and implementation.
4. Objective monitoring and re-balancing.
Discretionary Portfolio Management
Increasing numbers of our clients enjoy the ease and convenience of Discretionary Portfolio Management. Shannon Cowan will be happy to discuss this unique account with you personally.